Awards

Main assessment criteria

Best Savings Bank Award(Minister of Finance and Economy)

Small-loan financial institution with financial soundness and growth potential

Best Innovation Awards(Chairman of Financial Supervisory Service)

Healthy financial institutions with innovation in works, organization and risk management

Best Customer Satisfaction Award

(Chairman of Financial Supervisory Commission)

Financial institution maximizing customer satisfaction in terms of settlement in consumer complaints and customer-friendly campaign

Healthy Management Award (President of Korea Deposit Insurance Corp.)

Examples of introduction in innovative risk management and internal control system

Best Social Contribution Awards(Chairman of Hyundai Economic Research Institute))

Financial institutions that boosted public awareness of a savings bank via social donations and charitable services

Best Savings Bank Award (Chairman of Korea Federation of Savings Bank)

Best example among savings banks

Award of Excellence

(Publisher & CEO of The Financial News)

The lawmaker who actively submitted proposals related to small-loan businesses

Participants are required to submit materials by classifying them into the six categories. If material cannot be included in the six criteria, classification will not be required.

In addition, details of each criteria are not required, but for reference, so participants can submit materials that are relevant to each criteria.

1. Basic management indices in financial soundness and growth potential as of the fiscal year of 2006
- Capital adequacy index: BIS ratio, simple ratio of capital to debts
- Asset soundness index: Ratio of possible loss to total loans, ratio of substandard to total loans, ratio of bad debts to total loans
- Profitability index: Ratio of net profit to total assets, ratio of costs to total assets
- Liquidity index; Ratio of liquidity, ratio of fixed assets

2. Major examples in innovation in works, organization, risk management
- Examples of management innovation such as the Six-Sigma movement
- Examples of innovation in risk management
- Examples of other management innovation
- Examples of innovation via restructuring, merger and acquisition

3. Major activities for social contribution
- Results of social donations, employee service and other cultural activities for regional communities

4. Major examples for customer satisfaction
- Examples for customer services, settlement of consumer complaints, customer-friendly campaigns, etc

5. Examples for healthy management
- Examples in introduction of innovative risk management and internal control system

6. Major examples to revamp brand awareness
- Examples to upgrade corporate image and public awareness of savings bank
- Examples to strengthen competitiveness through brand planning
- Other notable marketing activities